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Money Tree Overview – The Roots & Soil

By Kelly Harrell Leave a Comment

Money Tree Overview – Post #11

Today, I’m going to introduce you to the Money Tree and start to give you a brief overview of how it works. (You’ll learn much more about this approach to building wealth and how to use it in future posts.)

Are you ready?

As you know by now, the Money Tree is a synergistic, life-integrated approach to money and wealth building that is based on the successful, nature-proven model of real trees.

Each part of the Money Tree works synergistically with every other part of the Tree. As each part grows and thrives, the other parts are also enabled to grow.

money tree forest

Photo by Martin Sanchez on Unsplash

NO part of the Tree can be ignored as each plays a vital role in your ability to build life and financial wealth.

Over the coming weeks, you will come to better understand how every financially-related undertaking fits into the Tree and how each influences the other. You’ll also be able to quickly identify where you have growth gaps in your Tree so you can address the causes.

If you did the writing exercise I suggested at the end of yesterday’s post, you may already have some beginning ideas of how your own Money Tree currently looks. It might be a little sapling, a struggling, mature tree, or a tree on it’s way to becoming a mighty oak. (Please share in the Comments section below how you would describe your Tree.)

No matter how your Tree currently looks, there is something special waiting for you in the Money Tree journey.

And, here’s the good news, you can start wherever you are, and with any part of the Tree. But, I will suggest that 90% of the time, the very best place to start growing your inner Money Tree is at the Roots and Soil level.

“Sometimes people ask me to teach them about growing plants. I tell them to grow soil.” – Ben Haggard, Living Community – A Permaculture Case Study at Sol y Sombra

So, let’s start there!

Root System & Soil:

Similar to real trees, some of the most astounding aspects of your current relationship and outcomes with money and wealth-building are hidden below the ground and stored in the Roots of your Money Tree.

(You can find the original post that talks about the functions of real tree Roots HERE.)

Your Roots store all the money-related beliefs, habits, and behaviors you have unconsciously uploaded (aka: inherited) from the Soil in your Forest.

money tree roots

Photo by Marta Pawlik on Unsplash



Present in this Soil are the money influences, beliefs, behaviors, and sayings of generations of your family members (dead or living) and community members (past and present). Like it or not, as a child, you were unconsciously connected to this hidden neighborhood network beneath the forest floor.

All of us get connected to a forest network – and most strongly to that of our kin and to the “mother tree” (our parents). And, all of us can benefit greatly when we become aware of exactly what we have uploaded from that Soil.

Good or bad, whatever is in that Soil is unconsciously driving our financial lives. If you recall that the Roots of a real tree uptake nutrients, water, and vital communications from the Soil and help move it up through the tree, it won’t be hard for you to grasp how influential the Forest network can be on your entire Money Tree.

The Downside:

risks to money tree

Photo by Toa Heftiba on Unsplash

Though we often uptake some positive and beautiful money messages and nourishment from the Soil, the community of Money Trees around us is also capable of transmitting hurtful and damaging messages and beliefs about money,. Multiple generations and forests of families can be harmed, in a wide variety of ways, as a result.

“One of the most insidious aspects of the destruction of planetary ecosystems is the steady loss of the world’s soils.” – Ben Haggard, Living Community – A Permaculture Case Study at Sol y Sombra

As you are likely beginning to see, your current (in)ability to thrive and grow with money can be deeply influenced by whoever has shared the Soil in your Money Forest. The same holds true for every other Money Tree (aka: person) around you.

And, most of this influence is operating covertly in your subconscious. In other words, you probably don’t even know it is there!

Join me tomorrow, and I will show you what I have found to be the second most influential part of your Money Tree.

Got a Comment, Feedback, Insights, Questions, Requests to share? Use the Comment box below.

  • Previous: How I Discovered the Money Tree
  • Next: Money Tree Overview – Your Branches & Leaves

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Kelly Harrell
Certified Money Coach (CMC)®

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